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Salary calculator St. Gallen

How much of a CHF 100'000 salary do you keep in St. Gallen? A single person here pays an effective income tax of about 15.8% and takes home roughly CHF 73'372 after tax. St. Gallen applies a cantonal multiplier of 115% across 47 communes. Adjust the figures below for your salary, commune, age and situation.

St. Gallen at a glance
15.8 %
Effective tax rate
CHF 73'372
Net after tax
115 %
Cantonal multiplier
47
Communes
18 / 26
Tax rank (1 = lowest)
15 %
Church tax rate

Within St. Gallen, communal tax ranges from Balgach at 61% to Degersheim at 144%.

Calculate your net salary in St. Gallen

Gross salaryCHF 100'000
Social-insurance deductions
AHV / IV / EO (5.3%)- CHF 5'300
Unemployment (ALV 1.1%)- CHF 1'100
Accident insurance (NBU)- CHF 700
Pension fund (Pillar 2)- CHF 3'714
Total deductions- CHF 10'814
Net salaryCHF 89'186

What lands in your account. Income tax is paid separately unless you are taxed at source.

Estimated income tax · St. Gallen
Federal tax- CHF 1'954
Cantonal tax- CHF 6'930
Communal tax- CHF 6'930
Total income tax- CHF 15'814
Effective tax rate15.8 %
After taxCHF 73'372

Tax is an estimate before personal and professional deductions, so your real tax is usually lower. Cantonal figures use official 2025/2026 tables; social-insurance rates are 2026 employee shares. This is an estimate for planning, not tax advice.

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Frequently asked questions

Why does net salary differ between cantons?

Social-insurance deductions (AHV, ALV, pension) are identical nationwide. Income tax is not: each canton sets its own brackets and multiplier, and each commune adds its own rate, so take-home pay varies across Switzerland.

Are these tax figures exact?

They are estimates based on official 2025/2026 cantonal tax tables and standard social-insurance rates, before personal and professional deductions. For a binding figure, check your cantonal tax administration.

Can I pick my commune?

Yes. Choose your commune in the calculator to apply its exact Steuerfuss; otherwise the cantonal average is used.

Salary calculator by canton

St. Gallen Salary Calculator 2026 | hopli