Free Swiss finance tools
Calculators for salary, tax, budget and insurance in Switzerland. Free, private, no sign-up.
Salary calculator
Gross to net pay across all 26 cantons, with social deductions and income tax.
Salary calculatorTax comparison by commune
What you would pay in income and wealth tax in each Swiss commune, ranked.
Tax comparison by communeHealth insurance comparison
Every approved premium at your postcode, from the federal dataset. All insurers, no commission.
Health insurance comparisonQuellensteuer calculator
Estimate the withholding tax deducted at source, by canton and tariff.
Quellensteuer calculatorBudget calculator
Split your income with the 50/30/20 rule and see how much rent you can afford.
Budget calculatorFranchise calculator
Compare the CHF 300 and CHF 2500 health insurance deductible and find your break-even.
Franchise calculatorPillar 3a calculator
See your 2026 contribution limit and how much room is left before the deadline.
Pillar 3a calculatorMortgage affordability calculator
Check if a Swiss property is affordable: the 20% equity rule and the 33% income rule, with your imputed costs.
Mortgage affordability calculatorEigenmietwert calculator
Estimate your Swiss imputed rental value from market rent or property tax value, before it is abolished in 2029.
Eigenmietwert calculatorSARON mortgage calculator
Estimate the monthly cost of a SARON mortgage from today's rate plus your bank margin, and see how it differs from a fixed rate.
SARON mortgage calculator