hopli Blog
Personal finance tips for Swiss households
Wealth Tax in Switzerland, Canton by Canton
Switzerland is one of the few countries that still taxes wealth. There is no federal layer, so the cantonal range shows through in full: CHF 885 to CHF 6,732 a year on CHF 1,000,000. Here is what is counted, what is not, and why the cheapest canton depends on how much you hold.
The Cheapest and Most Expensive Communes for Tax
We priced 1,988 Swiss communes for 2026 on the Federal Tax Administration engine. The spread on a single CHF 100,000 salary is CHF 14,086 a year, the federal share never moves, and the communal multiplier everyone quotes only works inside one canton.
How to Switch Health Insurance in Switzerland
Swiss basic insurance is identical at every insurer by law, but the price for it varies by thousands of francs a year. Here are the three dates that decide your year, the three things you can change, and what the federal premium data actually shows.
Swiss Mortgage Guide 2026: Rules, Rates and Real Costs
How mortgages work in Switzerland: the affordability and equity rules, fixed vs SARON rates, amortization, and the Eigenmietwert change from 2029.
Free Household Budget Template Switzerland (Excel)
A free Excel and Google Sheets household budget template for Switzerland, with a simple guide to keeping a Haushaltsbuch that sticks.
Pillar 3a Switzerland: The Complete 2026 Guide
A complete, independent 2026 guide to Swiss Pillar 3a: limits, deadline, cash vs invested, withdrawal and leaving Switzerland.
Eigenmietwert Abolished: What Changes (2029)
Switzerland voted to abolish the imputed rental value. What the reform changes from 2029, who benefits, and what is still open.
Serafe Fee Switzerland: Cost, Who Pays & Exemption
The Swiss Serafe household media fee explained: cost, who pays, the no-TV myth, the narrow exemption, and how to handle moving.
Best Bank Account & Trading Platform Switzerland (2026)
How to choose a Swiss bank account and trading platform on objective factors, plus the consolidation step everyone skips.