hopli Blog
Personal finance tips for Swiss households
How to Switch Health Insurance in Switzerland
Swiss basic insurance is identical at every insurer by law, but the price for it varies by thousands of francs a year. Here are the three dates that decide your year, the three things you can change, and what the federal premium data actually shows.
Swiss Mortgage Guide 2026: Rules, Rates and Real Costs
How mortgages work in Switzerland: the affordability and equity rules, fixed vs SARON rates, amortization, and the Eigenmietwert change from 2029.
Free Household Budget Template Switzerland (Excel)
A free Excel and Google Sheets household budget template for Switzerland, with a simple guide to keeping a Haushaltsbuch that sticks.
Pillar 3a Switzerland: The Complete 2026 Guide
A complete, independent 2026 guide to Swiss Pillar 3a: limits, deadline, cash vs invested, withdrawal and leaving Switzerland.
Eigenmietwert Abolished: What Changes (2029)
Switzerland voted to abolish the imputed rental value. What the reform changes from 2029, who benefits, and what is still open.
Serafe Fee Switzerland: Cost, Who Pays & Exemption
The Swiss Serafe household media fee explained: cost, who pays, the no-TV myth, the narrow exemption, and how to handle moving.
Best Bank Account & Trading Platform Switzerland (2026)
How to choose a Swiss bank account and trading platform on objective factors, plus the consolidation step everyone skips.
Cheap Grocery Shopping in Switzerland (2026 Guide)
A practical guide to cheap grocery shopping in Switzerland: the cheapest stores, own-brands, apps and habits that cut your food bill.
How to Save on Health Insurance in Switzerland (2026)
Every risk-free lever to lower your Swiss health insurance premium in 2026: model, franchise, switching and premium reductions.