hopli Blog
Personal finance tips for Swiss households

Quellensteuer Explained (Swiss Withholding Tax)
Taxed at source in Switzerland? A plain guide to Quellensteuer in 2026: who pays, how the rate works, tariff codes, and when you can file a return.

Swiss Salary Deductions Explained (2026)
From AHV to your pension fund and income tax: exactly what comes off a Swiss gross salary in 2026, with a worked example and a free calculator.

Household Budget Switzerland: 2026 Guide
A practical guide to building a Swiss household budget, with real spending data, realistic category targets, and examples for singles, couples, and families.

Swiss Household Budget Template: Free Download + Guide
Complete guide to Swiss household budget templates. Free downloads from Budgetberatung Schweiz, realistic CHF benchmarks for singles, couples, and families, category walkthrough for Swiss-specific costs (Krankenkasse, taxes, Nebenkosten), and tools to stick to your plan.

How to Create a Budget in Switzerland: 2026 Guide
A complete step-by-step guide to creating a personal budget in Switzerland. Covers Swiss expense categories, realistic CHF benchmarks for singles and couples, the 50/30/20 rule adapted for Swiss fixed costs, and free tools from Budgetberatung Schweiz.

Pillar 3a in Switzerland 2026: Limits, Tax Savings, and Best Providers
Everything you need to know about Pillar 3a in 2026. Contribution limits, tax deductions, retroactive top-ups, provider comparison, and step-by-step setup.